I chose the latter, and the peace of mind is cool. Now, if I upload the wrong pic while I'm drunk, then I can just go into the members area and delete it!
In the chat room, being able to PRV (have private chats) is good, I do that quite often.
Being able to watch vids, and see the big pix, that's good too.
And yeah, I know it sounds trite, but I do like supporting the site. After all, it is my fav site and has been for years. Sometimes I criticise it like fuck, but I'd feel devastated if it went away.